L&T Finance is a trusted name in the financial industry, known for offering a wide range of financial solutions tailored to meet the diverse needs of its customers. Whether you need funds for a wedding, home renovation, education, medical emergency, or any other personal requirement, L&T Finance Personal Loan provides you with the financial support you need, quickly and conveniently.
Why Choose L&T Finance Personal Loan?
- Competitive Interest Rates: Enjoy attractive interest rates that make your loan affordable and easy to repay.
- Flexible Loan Amount: Borrow as per your needs, with loan amounts ranging from ₹50,000 to ₹7 lakhs.
- Quick Approval: Get fast approvals and disbursals, ensuring you have access to funds when you need them the most.
- Easy Repayment Options: Choose a repayment tenure that suits your financial situation, with options ranging from 12 to 60 months.
- Minimal Documentation: L&T Finance understands your time is valuable, which is why the documentation process is simple and hassle-free.
- No Hidden Charges: Experience complete transparency with no hidden fees or charges.
Features & Benefits
- Multi-purpose Loan: Use the loan for any personal need, whether it’s a vacation, home renovation, debt consolidation, or unexpected expenses.
- Prepayment Facility: Pay off your loan early with minimal prepayment charges, helping you save on interest.
- Online Account Management: Manage your loan account from the comfort of your home with L&T Finance’s easy-to-use online portal.
- Customer Support: Get dedicated customer support to assist you with any queries or issues related to your personal loan.
Eligibility Criteria
To be eligible for an L&T Finance Personal Loan, you need to meet the following criteria:
- Age: Applicant must be between 23 and 60 years of age.
- Income: Minimum monthly income of ₹20,000 for salaried individuals and ₹25,000 for self-employed individuals.
- Employment: Stable employment history with a minimum of 1 year in the current job for salaried individuals or 3 years in the current business for self-employed individuals.
- Credit Score: A good credit score, typically 700 or above, to ensure quick approval.
Documents Required
Applying for an L&T Finance Personal Loan is simple. You will need to submit the following documents:
- Aadhaar Card
- PAN card
- Selfie
How to Apply For L&T Finance Personal Loan
Applying for an L&T Finance Personal Loan is quick and easy:
- Online Application: Visit the official L&T Finance website, fill out the personal loan application form, and upload the required documents.
- Branch Visit: Alternatively, you can visit your nearest L&T Finance branch to apply in person.
- Quick Approval: Once your application is submitted, it will be processed quickly, and upon approval, the loan amount will be disbursed directly to your bank account.
Why L&T Finance?
With a legacy of trust and reliability, L&T Finance is committed to helping you achieve your financial goals with ease. Our personal loans are designed to offer you the financial flexibility and convenience you need, along with a commitment to transparency and customer satisfaction.
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L&T Finance Cusomer Care Number
For Personal Loans, Two-Wheeler Loans, Housing, Warehousing, Farm Equipment Finance, & SME Loans Contact
- Email : customercare@ltfs.com
- Toll Free 1800-268-0000
Grievance Redressal Officer : Mr. Vinod Varadan
Apply for L&T Finance Personal Loan Today
Take control of your finances and meet your personal goals with an L&T Finance Personal Loan. Whether you need funds for an emergency or a planned expense, we are here to help you every step of the way. Apply now and enjoy a hassle-free loan experience with L&T Finance.