HDFC Bank has launched the Pixel Play Credit Card, an exclusive offering designed for digital-savvy customers who enjoy cashback and reward points on their spending. Whether you’re shopping online, paying bills, or making everyday transactions, this card ensures maximum value with its attractive cashback and benefits.
Key Features of HDFC Pixel Play Credit Card
- Welcome Benefits: Earn attractive cashback on your first transaction.
- Accelerated Cashback: Get up to 5% cashback on select categories and transactions.
- Universal Acceptance: Accepted at millions of merchants worldwide.
- Contactless Payments: Tap & pay for faster and secure transactions.
- Smart EMI Options: Convert high-value purchases into easy EMIs.
- Fuel Surcharge Waiver: Get relief on fuel spends at petrol stations.
- Dining & Lifestyle Benefits: Enjoy exclusive dining, travel, and entertainment discounts.
Cashback & Rewards Program
The Pixel Play Credit Card is ideal for those who want to earn cashback on their everyday transactions. Here’s how it works:
| Spending Category | Cashback % | Maximum Cap |
|---|---|---|
| Online Transactions | Up to 5% | Rs. 1,000 per month |
| Utility Bill Payments | Up to 3% | Rs. 500 per month |
| Offline POS Spend | 1% | No Limit |
| Fuel Transactions | 1% waiver | Rs. 250 per month |
Fees & Charges
Before applying, it is important to know the applicable charges:
- Joining Fee: Rs. 500 (plus applicable taxes)
- Annual Renewal Fee: Rs. 500 (waived off on spending Rs. 1 lakh annually)
- Cash Advance Charges: 2.5% of the amount withdrawn (minimum Rs. 500)
- Interest Charges: 3.6% per month (or 43.2% annually)
- Late Payment Fee: Ranges from Rs. 100 to Rs. 1,300 depending on the outstanding balance
Eligibility Criteria
To apply for the HDFC Bank Pixel Play Credit Card, you must meet the following eligibility conditions:
- Age: Salaried individuals – 21 to 60 years, Self-employed – 21 to 65 years
- Minimum Income Requirement:
- Salaried: Rs. 25,000 per month
- Self-Employed: Rs. 6 lakh per annum
- Credit Score: A minimum CIBIL score of 750 is recommended.
How to Apply for the HDFC Pixel Play Credit Card?
Applying for the HDFC Bank Pixel Play Card is easy. Follow these steps:
Using Payzapp App
- Download the HDFC Payzapp App from Google Playstore of Apple Store
- Login to Payzapp with your Mobile number and OTP
- Setup your Payzapp PIN
- Complete KYC
- Link your Bank Account & Cards
- After successful account creation you will see Apply for HDFC Pixel Play Credit Card Banner
- Click on the banner and fill the details like Name, Mobile, Email etc. and Click on Apply Now
- Your application is now submitted and you will receive updates about your application on registered mobible number.
Using HDFC Bank Website
- Visit the HDFC Bank official website.
- Navigate to the Credit Cards section.
- Select Pixel Play Credit Card and click on ‘Apply Now’.
- Fill out the application form with personal and financial details.
- Upload the required documents (ID proof, address proof, and income proof).
- Submit the application and wait for approval.
Why Choose the HDFC Pixel Play Credit Card?
The Pixel Play Credit Card is perfect for individuals looking to maximize their cashback and rewards on daily spending. Its combination of low fees, excellent cashback options, and additional perks makes it a great choice for online shoppers and frequent spenders.
Final Thoughts
If you’re searching for a rewarding credit card with great cashback benefits, the HDFC Bank Pixel Play Credit Card is worth considering. With its smart features, cashback on online transactions, and minimal charges, this card can help you save while you spend.